In Nigeria’s current economy, staying on top of your finances is more important than ever. A budget planner is a straightforward tool that helps you take charge of your finances by clearly showing how much you have, where it’s going, and what’s left.
A budget planner helps you:
- Control Your Spending: Know exactly how much you can afford to spend on both needs and wants.
- Save More: Make sure you’re setting aside money regularly to achieve your financial goals.
- Manage Debts: By planning your spending, you’re less likely to overspend and remain in debts.
Let’s Break Down Your Budget Into 3 Major Categories; Needs, Wants, and Savings
Important Categories of Our Budget Planner
- Needs: These are your essentials—things like rent, food, transportation, and bills. Without these, daily life can be a struggle.
- Wants: These are the extras that make life enjoyable, like chilling out with friends, Owambe parties, or even a PS5. They’re nice to have but not essential.
- Savings: This is money you set aside for the future, whether for emergencies, investments, or big goals like house rent or school fees.
How To Use The Budget Planner
- Download the budget planner
- Write out your total income (salary, profits, ROI- Returns On Investment, etc.)
- Write out your needs, wants and savings as highlighted in the planner
- Follow the total allocated amount per categories listed (wants, needs and savings)
P.S: You can also print a copy of your own budget planner if you prefer writing with a pen.
Download now and start making smart money choices today!
