When it comes to growing your money, it’s easy to feel overwhelmed by choices. That’s why we created Yield – Credit Direct’s approach to financial growth, which is simple as it is effective. 

Here’s everything you need to know about Yield and how it can support your financial wellness journey.

What is Yield? 

Yield is a fund management solution designed to grow your money over time. It was built with one goal in mind – making financial growth accessible, flexible, and grounded in real possibilities, not overhyped promises.  

At Credit Direct, we know that true growth doesn’t happen overnight. Just like tending to a plant, financial growth is about consistent care, the right conditions, and patience. 

We’ve crafted a solution that allows you to grow your funds in a way that’s truly sustainable and designed for real life. Whether you’re planning towards something big, setting aside funds for unexpected expenses, or simply looking for an easy way to grow your money, Yield has something for every kind of saver.

Three (3) Key Features of Yield 

1. Yield Wallet

Think of Yield Wallet as your financial foundation within the Yield platform. It’s the place where you can store your funds, keep track of your transactions, and access your money whenever you need it. 

With Yield Wallet, you can: 

• Deposit money directly from your bank account into your wallet 

• Withdraw or transfer funds with ease 

• Track every transaction with a clear, straightforward transaction history 

Yield Wallet is your accessible money hub, making it easy to top-up over time or access funds when life throws you a curveball.

Click to create your personal Wallet

2. Flex Yield

Have you ever wanted a flexible plan that grows with you? Flex Yield was designed for users who want control over their money without rigid rules. Here’s what makes it so unique: 

• Goal-Based Plan: Set targets based on your goals—whether it’s education, rent, travel, or a new gadget. By organizing your funds in this way, Flex Yield helps you stay focused and motivated. 

• Flexible Withdrawals: With Flex Yield, you can withdraw up to four times per month without any penalty. After the 4th withdrawal, there’s a 20% reduction in accrued interest for the month, so most of your growth is still protected. 

• Autosave: Keep your Flex Yield growing automatically by setting up regular deposits from your bank account. A little bit, consistently, can go a long way. 

• Interest Rate: At 15% per year, Flex Yield is a great way to let your money grow steadily, without sacrificing access to your funds when you need them. 

Flex Yield is all about adaptability. It helps make reaching your financial goals achievable, without locking you into one plan. 

Click to create your own Flex Yield

3. Fixed Yield

Fixed Yield offers a clear path to steady returns for those who prefer a structured way of growing their funds. Unlike traditional savings accounts, Fixed Yield allows you to lock in your money for a set period and enjoy higher interest rates the longer you commit. 

• Choose Your Preferred Term: Pick a term that works for you, from 1 month to 12 months, with rates increasing as you go. 

• Interest Rates by Term: 

1 month = 16% 

2 months = 17% 

3-5 months = 18% 

6-8 months = 19% 

9-11 months = 20% 

12 months = 21% 

Fixed Yield is perfect for anyone looking to commit to financial growth over time. It is straightforward, dependable, and offers peace of mind as your funds keep growing.

Create a Fixed Plan on Yield 

Getting Started is Easy 

Here’s how you can begin your journey to simple, steady financial growth: 

1. Sign up on the Yield Platform: Visit yield.creditdirect.ng to create an account. 
2. Choose Your Path to Growth: Explore both Flex Yield and Fixed Yield to see which options work best for you.
3. Start Growing, Your Way: Create your yield plan, fund it, and track your progress as your money grows steadily. 

Ready to Grow with us? 

At its core, Yield isn’t just about helping you save money—it’s about providing you with the right platform to grow your funds confidently. Think of it as a partner in your financial journey, giving you control, peace of mind, and the freedom to grow in ways that make sense for you. 

Let’s take that first step together—one simple, flexible plan at a time.  

Click to Sign up on Yield Today 

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