Shopping for your favorite items should be exciting, not stressful. But all too often, the pressure of paying upfront can turn a simple purchase into a financial burden. What if there was a way to shop now and pay later—without stretching your budget or draining your savings? That’s where Credit Direct Checkout comes in, offering a smarter, easier way to shop without financial stress. Whether it’s the latest gadget, a household essential, or a special gift, Checkout lets you buy now and pay later with a plan that works for you. 

What is Credit Direct Checkout? 

Credit Direct Checkout is a Buy Now, Pay Later (BNPL) solution created by Credit Direct Finance Company Limited to revolutionize how Nigerians shop. With Checkout, you can access up to ₦1 million in credit, purchase the items you need today, and spread your payments over a period of up to 6 months. It’s designed to make shopping seamless, stress-free, and, most importantly, affordable. Think of it as the bridge between your needs and a flexible, hassle-free purchase.

Features of Credit Direct Checkout 

Here’s what makes Checkout stand out: 

1. Flexible Credit Limits: Access up to ₦1 million in credit for your purchases.
2. Repayment Options: Spread payments over 3 to 6 months, with competitive interest rates as low as 7.5%.
3. Minimal Down Payment: Start with just 30% to 80% of the purchase price.
4. Wide Merchant Network: Shop from a variety of online and social media merchants across Nigeria.
5. No Paperwork: Enjoy a fast, paperless application process.
6. Secure Transactions: Your data is protected with top-tier encryption and security measures.

How to Use Credit Direct Checkout 

For Website Merchants 

1. Visit the merchant’s website and add items to your cart.
2. At checkout, select Credit Direct Checkout as your payment option.
3. Submit the required documents online for verification.
4. Confirm your eligibility and credit limit.
5. Choose a repayment plan that fits your budget.
6. Complete your purchase, and your items will be on their way!

Shop from your favourite website merchants here

For Social Media Merchants 

1. Shop with your favorite vendors on social media platforms.
2. Request a payment link from the merchant.
3. Follow the link to submit the required documents.
4. Confirm your eligibility and credit limit.
5. Choose a repayment plan that works for you.
6. Complete your purchase and enjoy your items!

Click to shop from your social media merchants of choice

How to Get Started with Credit Direct Checkout 

Ready to enjoy the smarter way to shop? Here’s how to get started: 

1. Visit www.creditdirect.ng/merchants to explore our network of trusted merchants.
2. Choose your preferred store and start shopping.
3. Follow the easy steps outlined above, whether you’re buying from a social media merchant or an e-commerce merchant on our website to complete your purchase. 

Credit Direct Checkout is here to make shopping smooth, quick, and hassle-free. Whether it’s a special gift or everyday essentials, you can shop now and pay later without any financial pressure. With flexible repayment options and speedy transactions, this platform is tailored to suit your needs. From the latest gadgets to household must-haves, every purchase becomes stress-free and convenient. Credit Direct Checkout bridges the gap between your desires and your budget, ensuring you shop confidently. It’s time to enjoy shopping without compromise—convenience, affordability, and speed all in one place.

With Credit Direct Checkout, shopping no longer has to be stressful or out of reach. You can enjoy the freedom to buy what you need now and pay at your own pace. Join the thousands of Nigerians already enjoying this smarter way to shop. 

Don’t miss out! Join our WhatsApp Channel, follow us on social media (X, LinkedIn, Instagram, and Facebook), and start your journey today at www.creditdirect.ng/merchants. 

Happy shopping!